Whatcom County Real Estate

Condos & Townhomes for Sale in Whatcom County Find a Home That Fits Your Life.

Explore condos and townhomes for sale throughout Whatcom County, including properties in Bellingham, Ferndale, Lynden, Blaine, Birch Bay and surrounding communities.

Condos Townhomes Updated From Northwest MLS Data
Buying a Condo or Townhome

Condos & Townhomes for Sale in Whatcom County

You're Buying a Home. And Into a Community.
Condos and townhomes can offer convenience, shared amenities and less exterior maintenance, but the purchase involves more than evaluating the individual home. Association documents, monthly dues, financial reserves, insurance and community rules can all be important parts of the buying decision.
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HOA Dues & Budget
Understand regular association dues, what they cover and the financial obligations that come with ownership.
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Reserves & Assessments
Review available information about association reserves, planned projects and existing or potential assessments.
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Rules & Restrictions
Association rules may address pets, parking, rentals, exterior changes and other aspects of how the property can be used.
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Insurance & Maintenance
Understand which portions of the property are maintained or insured by the association and what remains the owner's responsibility.
Buying a Condo or Townhome?

Find the Right Home. Understand the Association.

A condo or townhome purchase involves both the property and the community around it. A Sterling broker can help you compare available homes, review association documents, fees and restrictions, and identify important questions to consider before you buy.

Work With a Sterling Broker → Call 360-543-HOME →
Condos & Townhomes FAQs

Buying a Condo or Townhome Questions Worth Asking.

In addition to evaluating the individual property, buyers should carefully review the association information and documents made available during the transaction. Depending on the property, this may include governing documents, budgets, dues, reserves, insurance information, meeting records, rules and information about assessments. Buyers interested in the laws governing Washington condominium communities can also review the Washington Uniform Common Interest Ownership Act .
What association dues cover varies by community. They may contribute to maintenance of common areas, landscaping, building exteriors, amenities, insurance or other shared expenses. Buyers should verify exactly what is included for the specific property they are considering.
A special assessment is an additional charge that an association may impose on owners for certain expenses or projects beyond regular dues. Buyers should review available information regarding existing assessments and investigate significant projects that may affect the association.
Reserve funds may be used for major repairs, replacements and other long-term association expenses. Reviewing the financial information provided by an association can help buyers better understand its current financial position and anticipated obligations.
Association rules may address rentals, pets, parking, exterior modifications and other uses of the property. Buyers who have a specific need or future plan should review the applicable documents rather than assume a particular use will be permitted.
Condo associations may maintain insurance covering certain portions of the building or common property, but owners may still need their own coverage. Buyers should review the association's insurance information and discuss appropriate individual coverage with a qualified insurance professional.
It can be. In addition to qualifying the buyer, a lender may evaluate aspects of the condominium project or association. Financing requirements vary by lender and loan program, so buyers should discuss the specific property with their lender early in the process. Buyers can also review Fannie Mae condominium project eligibility information to better understand why the condominium project itself can matter during financing.
Buyers may choose to have the property inspected even when some exterior or common elements are maintained by an association. The scope of an inspection and any additional evaluations should be discussed with qualified inspection professionals based on the specific property.
Ready to Start Your Search?

Find the Right Condo or Townhome. Know What Comes With It.

Condos and townhomes in Whatcom County offer a wide range of locations, amenities and ownership structures. A Sterling broker can help you compare available homes, understand association documents, dues and restrictions, and find a property that fits the way you want to live.

Work With a Sterling Broker → Call 360-543-HOME →